PayJoy

PayJoy provides smartphone-enabled consumer financing solutions

Overview PayJoy ?

PayJoy is bringing consumer finance to people who otherwise could not afford modern electronics such as smartphones. Today, our unique locking technology and data science enables us to offer smartphone financing to underbanked people in the U.S. and Mexico, and we are now expanding in Africa, India, Asia, and Latin America. Our ambition is to deliver affordable consumer finance to 1 billion people worldwide