The AI for Credit Risk
James is a data science company, in the credit risk space. We started in 2013, and have been working on helping banks fight credit defaults using machine learning. The company’s flagship product is called James, and is a narrow AI for risk departments. It allows risk officers to build, test and validate credit scoring models
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The credit card heavyweight outpaced analysts' profitability expectations in the third quarter, but its pending acquisition of Discover Financial Services faces a new potential obstacle.